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  <xs:element id="ezpw_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostNetCurrent" abstract="false" name="DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostNetCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_CashmaxSecuredBorrowingFacilityMember" abstract="true" name="CashmaxSecuredBorrowingFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_JewelryScrappingMember" abstract="true" name="JewelryScrappingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_Amortizationaccretionofdebtdiscountpremiumandconsumerloanpremiumdiscount" abstract="false" name="Amortizationaccretionofdebtdiscountpremiumandconsumerloanpremiumdiscount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_CashConvertersInternationalLimitedMember" abstract="true" name="CashConvertersInternationalLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_DebtInstrumentConvertibleCarryingAmountOfEquityComponentGross" abstract="false" name="DebtInstrumentConvertibleCarryingAmountOfEquityComponentGross" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_MerchandiseMember" abstract="true" name="MerchandiseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_ReceivablesSecuritizationFacilityMember" abstract="true" name="ReceivablesSecuritizationFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_USPawnSegmentMember" abstract="true" name="USPawnSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_LongTermDebtGrossExcludingCurrentMaturities" abstract="false" name="LongTermDebtGrossExcludingCurrentMaturities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_DebtConversionConditionOneMember" abstract="true" name="DebtConversionConditionOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" abstract="false" name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_ServiceChargesReceivableGross" abstract="false" name="ServiceChargesReceivableGross" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_SecuredPromissoryNote2.89Due2024Member" abstract="true" name="SecuredPromissoryNote2.89Due2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_NonCashIncreaseDecreaseInOperatingLeaseLeaseLiabilities" abstract="false" name="NonCashIncreaseDecreaseInOperatingLeaseLeaseLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_OperatingLeaseRightofUseAssetAmortization" abstract="false" name="OperatingLeaseRightofUseAssetAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_A2.875ConvertibleSeniorNotesDue2024Member" abstract="true" name="A2.875ConvertibleSeniorNotesDue2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_DepreciationDepletionAndAmortizationContinuingOperations" abstract="false" name="DepreciationDepletionAndAmortizationContinuingOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_LongTermIncentivePlan2010Member" abstract="true" name="LongTermIncentivePlan2010Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostNetNoncurrent" abstract="false" name="DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostNetNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_AdjustmentsToAdditionalPaidInCapitalNetShareSettlementOfEquityAwards" abstract="false" name="AdjustmentsToAdditionalPaidInCapitalNetShareSettlementOfEquityAwards" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_RichDataCorpMember" abstract="true" name="RichDataCorpMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_CostSavingsInitiativePlanMember" abstract="true" name="CostSavingsInitiativePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_AssetsAndLiabilitiesLesseeTableTextBlock" abstract="false" name="AssetsAndLiabilitiesLesseeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType"/>
  <xs:element id="ezpw_DepreciationContinuingOperations" abstract="false" name="DepreciationContinuingOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_PawnLoans" abstract="false" name="PawnLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_GainLossOnDispositionOfAssetsandOtherContinuingOperations" abstract="false" name="GainLossOnDispositionOfAssetsandOtherContinuingOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_CASHMAXShutdownMember" abstract="true" name="CASHMAXShutdownMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_ConvertibleSeniorNotes2.375Due2025Member" abstract="true" name="ConvertibleSeniorNotes2.375Due2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_UnsecuredNotes8.5Due2024Member" abstract="true" name="UnsecuredNotes8.5Due2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_PawnServiceMember" abstract="true" name="PawnServiceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_LongTermDebtGrossCurrentMaturities" abstract="false" name="LongTermDebtGrossCurrentMaturities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_AllowanceForDoubtfulAccountsServiceChargesReceivable" abstract="false" name="AllowanceForDoubtfulAccountsServiceChargesReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_NonemployeeDirectorsMember" abstract="true" name="NonemployeeDirectorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_LatinAmericanPawnSegmentMember" abstract="true" name="LatinAmericanPawnSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_NotesReceivableInterestRate" abstract="false" name="NotesReceivableInterestRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType"/>
  <xs:element id="ezpw_RecoveryOfPawnLoanPrincipalThroughSaleOfForfeitedCollateral" abstract="false" name="RecoveryOfPawnLoanPrincipalThroughSaleOfForfeitedCollateral" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_PawnLoansForfeitedAndTransferredToInventory" abstract="false" name="PawnLoansForfeitedAndTransferredToInventory" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_OtherInternationalSegmentMember" abstract="true" name="OtherInternationalSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_InvestmentInUnconsolidatedAffiliateMember" abstract="true" name="InvestmentInUnconsolidatedAffiliateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_PaymentofDeferredandContingentConsideration" abstract="false" name="PaymentofDeferredandContingentConsideration" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_IncreaseDecreaseInServiceChargesAndFeesReceivable" abstract="false" name="IncreaseDecreaseInServiceChargesAndFeesReceivable" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_NotesReceivableNetMember" abstract="true" name="NotesReceivableNetMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="ezpw_NonCashIncreaseDecreaseInOperatingLeaseRightOfUseAssets" abstract="false" name="NonCashIncreaseDecreaseInOperatingLeaseRightOfUseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_EquityMethodInvestmentNumberOfCommonSharesOwned" abstract="false" name="EquityMethodInvestmentNumberOfCommonSharesOwned" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
</xs:schema>
