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  <xs:element id="ezpw_PawnServiceChargesReceivableNet" abstract="false" name="PawnServiceChargesReceivableNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_MerchandiseMember" abstract="true" name="MerchandiseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_JewelryScrapMember" abstract="true" name="JewelryScrapMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_PawnServiceMember" abstract="true" name="PawnServiceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_DepreciationDepletionAndAmortizationContinuingOperations" abstract="false" name="DepreciationDepletionAndAmortizationContinuingOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_AdjustmentsToAdditionalPaidInCapitalNetShareSettlementOfEquityAwardsValue" abstract="false" name="AdjustmentsToAdditionalPaidInCapitalNetShareSettlementOfEquityAwardsValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_OperatingLeaseNonCashExpense" abstract="false" name="OperatingLeaseNonCashExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ezpw_RecoveryOfPawnLoanPrincipalThroughSaleOfForfeitedCollateral" abstract="false" name="RecoveryOfPawnLoanPrincipalThroughSaleOfForfeitedCollateral" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ezpw_LatinAmericaPawnSegmentMember" abstract="true" name="LatinAmericaPawnSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="ezpw_PawnLoansForfeitedAndTransferredToInventory" abstract="false" name="PawnLoansForfeitedAndTransferredToInventory" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ezpw_SimpleManagementGroupFacilityMember" abstract="true" name="SimpleManagementGroupFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
